The card employees want to contribute to
The card employees
want to contribute to
Cushion is a supercharged HSA/FSA card that decreases your payroll taxes and is packed with perks and benefits employees love.
How does Cushion Work?
Health savings on autopilot
Exclusive pharmacy discounts
Receive 5-25% off over-the-counter and healthcare products from our integrated marketplace.
Exclusive pharmacy discounts
Receive 5-25% off over-the-counter and healthcare products from our integrated marketplace.
Medical bill review & negotiation
We call it the “Never Overpay” Guarantee. Submit your bills from doctors and we’ll review them for common errors, overcharges, and pricing discrepancies.
Medical bill review & negotiation
We call it the “Never Overpay” Guarantee. Submit your bills from doctors and we’ll review them for common errors, overcharges, and pricing discrepancies.
Smart AI reimbursements
Cushion tracks all healthcare expenses across all of your personal cards and preps them for reimbursement.
Smart AI reimbursements
Cushion tracks all healthcare expenses across all of your personal cards and preps them for reimbursement.
Why Businesses Love Cushion
Everybody wins
Make your healthcare spend go further with a better employee experience.
Improve employee happiness and retention
Our modern app helps employees save more and spend less. Cushion is a user experience built for today.
Improve employee happiness and retention
Our modern app helps employees save more and spend less. Cushion is a user experience built for today.
Lower payroll taxes
Employees increase their pre-tax contributions which reduces employer payroll taxes.
Lower payroll taxes
Employees increase their pre-tax contributions which reduces employer payroll taxes.
Lower overall healthcare spend
For eligible self-funded claims, negotiated savings and avoiding billing errors reduce plan costs.
Lower overall healthcare spend
For eligible self-funded claims, negotiated savings and avoiding billing errors reduce plan costs.
CFO Friendly
Cushion does not increase premiums or employer contributions, and can support lower-cost plan adoption while reducing HR overhead.
CFO Friendly
Cushion does not increase premiums or employer contributions, and can support lower-cost plan adoption while reducing HR overhead.
Why Businesses Love Cushion
Everybody wins
Make your healthcare spend go further with a better employee experience.
Improve employee happiness and retention
Our modern app helps employees save more and spend less. Cushion is a user experience built for today.
Lower payroll taxes
Employees increase their pre-tax contributions which reduces employer payroll taxes.
Lower overall healthcare spend
For eligible self-funded claims, negotiated savings and avoiding billing errors reduce plan costs.
CFO Friendly
Cushion does not increase premiums or employer contributions, and can support lower-cost plan adoption while reducing HR overhead.
How does cushion work?
The HSA built for today
Cushion does not increase premiums or employer contributions, and can support lower-cost plan adoption and reduction in payroll taxes while reducing HR overhead.
Employees get invited to sign up
Open an account in 2 minutes
Determine their contributions
Pay with the Cushion Card
Track and save money automatically
Submit bills and EOBs for review as needed
Employees get invited to sign up
Open an account in 2 minutes
Determine their contributions
Pay with the Cushion Card
Track and save money automatically
Submit bills and EOBs for review as needed
"I never thought I'd say this about an HSA but... I love it.
Rachel R
Cushion member
"I never thought I'd say this about an HSA but... I love it.
Rachel R
Cushion member
"I never thought I'd say this about an HSA but... I love it.
Rachel R
Cushion member
Secure by design
Cushion and our partners use best-in-class security to ensure that funds are protected.
Cushion and our partners use best-in-class security to ensure that funds are protected.
Funds Are Protected
Cash is held with FDIC-insured partner banks (up to $250,000).* Investments are protected by SIPC (up to $500,000).*
Funds Are Protected
Cash is held with FDIC-insured partner banks (up to $250,000).* Investments are protected by SIPC (up to $500,000).*
Funds Are Protected
Cash is held with FDIC-insured partner banks (up to $250,000).* Investments are protected by SIPC (up to $500,000).*
Employee Data Is Secure
Medical and financial data are handled using HIPAA-compliant processes and bank-level security.
Employee Data Is Secure
Medical and financial data are handled using HIPAA-compliant processes and bank-level security.
Employee Data Is Secure
Medical and financial data are handled using HIPAA-compliant processes and bank-level security.
IRS Qualified Custodian
Backed by institutional banking partners.
IRS Qualified Custodian
Backed by institutional banking partners.
IRS Qualified Custodian
Backed by institutional banking partners.
Built by Healthcare Operators, Backed by Top Investors
Built by healthcare experts from Berry Street and WeightWatchers. Backed by founders from companies like Thirty Madison and investors including Andreessen Horowitz.
Built by Healthcare Operators, Backed by Top Investors
Built by healthcare experts from Berry Street and WeightWatchers. Backed by founders from companies like Thirty Madison and investors including Andreessen Horowitz.
Built by Healthcare Operators, Backed by Top Investors
Built by healthcare experts from Berry Street and WeightWatchers. Backed by founders from companies like Thirty Madison and investors including Andreessen Horowitz.
How much is cushion?
One simple price
Employers
$10/mo
$87/mo
Per Employee Per Month (PEPM)
HSA/FSA Account
Healthcare Dashboard
Smart Reimbursements
Exclusive Pharmacy discounts
Medical Bill Reveiw & Negotiation
Employers
$10/mo
$87/mo
Per Employee Per Month (PEPM)
HSA/FSA Account
Healthcare Dashboard
Smart Reimbursements
Exclusive Pharmacy discounts
Medical Bill Reveiw & Negotiation
How much is cushion?
One simple price
Employers
$10/mo
$87/mo
Per Employee Per Month (PEPM)
HSA/FSA Account
Healthcare Dashboard
Smart Reimbursements
Exclusive Pharmacy discounts
Medical Bill Reveiw & Negotiation
Why We're Different
Other HSA/FSAs are simple bank accounts that are disconnected from the complexity of the healthcare system, meaning employees leave money on the table and employers overspend on healthcare.
It’s time to take control of your healthcare costs with Cushion.
Why We're Different
Other HSA/FSAs are simple bank accounts that are disconnected from the complexity of the healthcare system, meaning employees leave money on the table and employers overspend on healthcare.
It’s time to take control of your healthcare costs with Cushion.
Why We're Different
Other HSA/FSAs are simple bank accounts that are disconnected from the complexity of the healthcare system, meaning employees leave money on the table and employers overspend on healthcare.
It’s time to take control of your healthcare costs with Cushion.
FAQ
Frequently asked questions
FAQ